This insurance has becoming ‘popular’ in recent years, as surveys stated that every 1 in 4 persons will be diagnosed with critical illness, cancers mostly.

2 types of critical illness insurance:
1) early stage critical illness insurance ( stage 1 & 2)
2) critical illness insurance ( stage 3 & 4)

This insurance is 1 of the most important as the payout is to ensure the family members will be able to tide over when there is a lost of income from any party, or even able to seek a better treatment.

This plan could be a stand alone plan, or a rider to other life insurance.