Life Insurance is a contract between an insurance policy holder and an insurer, where the insurer promises to pay a designated beneficiary a sum of money in exchange for a premium, upon the death of an insured person.

Not only does life insurance cater for family protection against loss of income to the family, it can also help in areas of estate distribution planning. Leaving behind a legacy for your loved ones.

It is usually attached with total permanent disability for protection and also commonly with a critical illness protection attached to your life insurance policy according to your needs.